Finance Programs

Our exclusive Programs

Getting pre-qualified for the loan you need and securing an outstanding new car for your daily commute is easier than ever thanks to the Clement Olympic Quick Credit Auto Loan program.

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put a quarter down program

Clement Olympic's Quarter Down program does require bank approval. We can--and do--get customers financed for as little as one quarter down regardless of their credit score, bankruptcies, or debt situation. Our lenders understand that everyone's situation is different. Whether you have fixed income, short job time, previous repossessions, bankruptcies, we fight on your behalf to obtain the financing that you deserve. We pride ourselves on being able to assist our clients in a manner that is most conducive to their individual wants and needs. It is our goal to help each customer drive better for less.

We believe everyone deserves the chance to own nice, reliable transportation. We help our customers find solutions to make vehicle ownership simple, affordable, & enjoyable. We treat our team, our clients, and the community we serve like family.

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Put Quarter Down FAQs

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Can I Get Financed with 25¢ down?

Getting financed with 25¢ at signing is one of the many specialty services provided at Clement Olympic by our auto loan team. Also, if you are appropriately qualified for this type of financing, you can pair up the option to make no payments for 30 to 60 days with this no-money-down approach to traditional loan arrangements.

Naturally, setting up this kind of agreement and paying 25¢ down for your new car requires some extra data for us.

Is Low Credit Is Not an Issue for the Clement Staff?

For many prospective car buyers in St. Louis, the threat of poor credit unfortunately clouds over the process of acquiring the best vehicle and detracts from this otherwise fun and exciting experience.

However, while other dealerships merely view this number and base their decision exclusively based upon it, we opt to review every little bit of information regarding your personal situation.

By doing this, we have set a standard of trust and respect for car buyers with poor credit that is incomparable in St. Louis — and supported countless customers as they work through this hard situation and locate the best car for their specific daily schedule.

What Do I Bring Along With My Quarter?

When it comes to what you need to bring with you when you visit Clement Olympic (or complete our simple and safe online credit form), we recommend bringing the following items with you to confirm the process comes through as expediently and simple as possible:

25¢. Social security number. Driver's license. Current residency information. Pay stub or other employment verification info. Similar documentation for cosigner and/or co-applicant

Going a step further, each potential buyer has specific considerations and comes from his or her own particular background, so it is always a good idea to reach out to the auto loan group here at Clement Olympic by calling 636-428-2619 first before you set aside some time from your busy daily schedule and work in a meeting.

How Do I Begin the Process of Getting Financed?

When you're shopping for quality used cars near St Louis, MO, Clement Olympic is the place to go. Not only do we want to put you in a great new-to-you vehicle; but we want to do it for a low price, as well. Whether they are finance specials, service specials, or new car specials, you'll be guaranteed to save. If you'd rather talk in person, you can contact Clement Olympic or stop by our dealership in St. Louis, Missouri today. We look forward to doing business with you! Because of this reality, we would like to ask that you take a few minutes and complete our straightforward and safe credit application by selecting the button below.

After receiving this information, our dedicated credit and loan department will go ahead and being collating information regarding all of the car loan offers for you. Going forward, we will reach out and bring you up to speed on how best to make the most of these top pricing deals.

First time Buying Car Program

There isn't subscriptions or titles in this club! It’s simple to become a “member” of our first-time buyer program because we only have one real requirement. As long as you’ve been at your current job for 3 months or longer, you’re all set.

You’ll enjoy how low financing rates can be through our 70+ lenders that can finance people that have never had a car loan or any other loan on their record. We’re completely understanding if you have no credit to show – in fact, we expect that! We also finance you up to $57,500 which gives you a lot of inventory to search through for your new car. Best of all, there’s no co-signer required. You can do this all on your own.

To learn more about our first-time buyer program and how we guarantee you'll drive your best car at your best price home, call Clement Olympic today at 314-794-5734 to speak with our dedicated First-Time Car Loan Specialists on our team waiting for your call.

If you'd rather simply submit a Quick 60 Second Pre-Approval application online to jumpstart the First-Time Car Buyer process!

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dad and son

First time buyer FAQs

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How old do i need to be to qualify?

Whether you’re 18 or 98, buying a car for the first time can be frustrating and disappointing. Are you afraid that you may not have the credit necessary to get into your first car? Or may enough money down to make the cut?

We have good news for you! At Clement Olympic, we have guaranteed financing! WIth as little as a quarter down, we can finance first-time car buyers!

Are You Eligible for Financing from Clement?

First up is the big question on everyone's mind: "Am I eligible for financing from Clement Olympic?" The short answer: Of course! Our team of automotive financing experts is more than happy to work with shoppers here in town who come from all types of financial backgrounds, including:

Bad Credit – To err is human, and bad credit decisions in the past are no exception. If you are trying to work your way back from a bad credit scenario, the Clement Olympic team would love to help you rehabilitate your credit and get you behind the wheel of a dependable and stylish vehicle today. Slow Pay – Having a history of "slow pay" might be a deal breaker for other dealerships, but Clement Olympic is happy to help you work out a play that gets you back on track, on time with your payments, and approved for the loan you need. Repossessions – One of the biggest negative strikes against prospective buyers here in St. Louis comes in the form of a prior repossession. Fortunately, this is no big deal for the Clement Olympic team. We understand that the past is in the past, so let us help you move forward today and leave this issue in the rearview mirror of your next vehicle. Bankruptcy – More than a million people file for bankruptcy every year in the United States, so you are not alone if you are currently dealing with this issue. Clement Olympic is proud to help you rebound with a great new or used vehicle as you move beyond a past bankruptcy. No Credit – Fresh out of school or never had a credit card? No problem at all! Clement Olympic would love to help you responsibly build your credit with a sensible and appropriate loan on a quality preowned vehicle that fits your unique needs.

As you can see, we are more than happy to help virtually everyone here in St. Louis, including you, get financed for the vehicle of your dreams. Regardless of your past economic circumstances, we can help.

Can I Get Financed with No Money up Front?

Receiving financing with no money down is one of the myriad buyer benefits provided at Clement Olympic by our auto loan group. Even better, if you are appropriately qualified for this type of financing, you can also opt to make no payments for 30 to 60 days with this no-money-down approach to traditional loan contracts.

To make this deal happen, we do require some extra information from you regarding your financial standings.

How Do I Begin the Process of Getting Financed?

Getting financed with 25¢ at signing is one of the many specialty services provided at Clement Olympic by our auto loan team. Also, if you are appropriately qualified for this type of financing, you can pair up the option to make no payments for 30 to 60 days with this no-money-down approach to traditional loan arrangements.

Naturally, setting up this kind of agreement and paying 25¢ down for your new car requires some extra data for us.

woman in car

Foreign Business Professionals

Have you recently relocated to the United States, haven’t established any credit, and are looking for a car loan? Clement Olympic can help!

Establishing credit, and securing a loan approval can be difficult when you are new to the states, and that’s why we’re here to do the hard work for you!

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foreign professionals FAQs

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What Do I need to get started?

To get on the road quickly, please provide the following:

Signed Credit Application. United States Social Security Card or copy of a letter from the Social Security Administration including the assigned Social Security Number. Passport. Copy of Visa with expiration date (with picture blacked out). Call Clement Olympic for your options if you plan to extend your stay past the date on your Visa, and want a longer loan term. Verification of residence and phone number (Clement Olympic commonly uses utility bills). Letter from employer stating applicants position, hire date, income, and length of stay in the U.S.

If you have just moved to the U.S. and you need a car, we making getting your first car loan easy, painless, and quick. We help many people in your exact situation, so we know to get you on the road without any unnecessary delays.

Is Low Credit Is Not an Issue for the Clement Staff?

For many prospective car buyers in St. Louius, the threat of poor credit unfortunately clouds over the process of acquiring the best vehicle and detracts from this otherwise fun and exciting experience.

However, while other dealerships merely view this number and base their decision exclusively based upon it, we opt to review every little bit of information regarding your personal situation.

By doing this, we have set a standard of trust and respect for car buyers with poor credit that is incomparable in St. Louius — and supported countless customers as they work through this hard situation and locate the best car for their specific daily schedule.

How Do I Begin the Process of Getting Financed?

Getting financed with 25¢ at signing is one of the many specialty services provided at Clement Olympic by our auto loan team. Also, if you are appropriately qualified for this type of financing, you can pair up the option to make no payments for 30 to 60 days with this no-money-down approach to traditional loan arrangements.

Naturally, setting up this kind of agreement and paying 25¢ down for your new car requires some extra data for us.

Bankruptcy Program

Here at Clement Olympic, we firmly believe that everyone, regardless of their current financial situation, deserves the right to drive home in a quality vehicle. With this in mind, spend a few minutes looking over our unique Bankruptcy Program (the only one of its kind in St. Louius) and how we can help you get the financing you need thanks to our expertise in both prime and subprime lending. From here, we have no doubts that it will not be long before you are calling 314-794-5734 or dropping in at our convenient St. Louius location to learn more about how we can put you back on the path toward automotive and financial freedom.

more information get pre-qualified

empty wallet

Bankruptcy FAQs

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What Do I need to get started?

To get on the road quickly, please provide the following:

Signed Credit Application. United States Social Security Card or copy of a letter from the Social Security Administration including the assigned Social Security Number. Passport. Copy of Visa with expiration date (with picture blacked out). Call Clement Olympic for your options if you plan to extend your stay past the date on your Visa, and want a longer loan term. Verification of residence and phone number (Clement Olympic commonly uses utility bills). Letter from employer stating applicants position, hire date, income, and length of stay in the U.S.

If you have just moved to the U.S. and you need a car, we making getting your first car loan easy, painless, and quick. We help many people in your exact situation, so we know to get you on the road without any unnecessary delays.

Is Low Credit Is Not an Issue for the Clement Staff?

For many prospective car buyers in St. Louius, the threat of poor credit unfortunately clouds over the process of acquiring the best vehicle and detracts from this otherwise fun and exciting experience.

However, while other dealerships merely view this number and base their decision exclusively based upon it, we opt to review every little bit of information regarding your personal situation.

By doing this, we have set a standard of trust and respect for car buyers with poor credit that is incomparable in St. Louius — and supported countless customers as they work through this hard situation and locate the best car for their specific daily schedule.

How Do I Begin the Process of Getting Financed?

Getting financed with 25¢ at signing is one of the many specialty services provided at Clement Olympic by our auto loan team. Also, if you are appropriately qualified for this type of financing, you can pair up the option to make no payments for 30 to 60 days with this no-money-down approach to traditional loan arrangements.

Naturally, setting up this kind of agreement and paying 25¢ down for your new car requires some extra data for us.

computer money

how financing can work?

Interested in learning even more about how we can help you secure the financing you need to make your car buying dreams come true?

Then take a moment to connect with the finance experts here at Clement Olympic so you can garner a stronger viewpoint of how we handle everything from bad credit concerns to new car financing.

Financing with Clement